Terms of Service

Last updated: January 1, 2026

These Terms of Service ("Terms") govern your use of the website and services provided by FINANZAS MINERA VICTORIA SL ("Company", "we", "us"). By accessing our website or engaging our services, you agree to these Terms.

1. Company Information

FINANZAS MINERA VICTORIA SL is a company registered in Spain (NIF B27679422), providing financial advisory, investment planning, and tax consulting services. Registered address: Polígono Industrial La Hoya, Lorca, 30800, Spain.

2. Services

We offer financial advisory, investment analysis, tax planning, accounting support, and related consulting services. The scope, fees, and deliverables for each engagement are defined in a separate agreement, proposal, or engagement letter agreed with the client.

3. No Investment Guarantee

Information provided through our website or advisory services is for general guidance only and does not constitute a guarantee of financial performance. Past results do not guarantee future outcomes. Clients remain responsible for their final financial decisions.

4. Client Responsibilities

Clients agree to provide accurate financial information, supporting documentation, and timely responses required to deliver services. Incomplete or inaccurate information may affect the quality and timeliness of our advice.

5. Fees and Payment

Service fees, billing schedules, and payment methods are specified in individual contracts or invoices. Late payments may suspend services until outstanding amounts are settled. Unless stated otherwise, fees are exclusive of applicable taxes.

6. Confidentiality

Both parties agree to keep confidential any non-public financial, business, or personal information received during cooperation, except where disclosure is required by law or with prior written consent.

7. Limitation of Liability

To the maximum extent permitted by applicable law, our liability is limited to the amount paid by the client for the specific service giving rise to the claim. We are not liable for indirect or consequential damages, including lost profits, except in cases of willful misconduct or gross negligence.

8. Termination

Either party may terminate an engagement according to the terms of the applicable contract. Upon termination, the client shall pay for services rendered and approved expenses incurred up to the termination date.

9. Governing Law

These Terms are governed by the laws of Spain. Disputes shall be resolved through negotiation where possible, and otherwise by the competent courts at the Company's registered location, unless mandatory law provides otherwise.

10. Changes

We may update these Terms from time to time. The updated version will be posted on this page with a revised date. Continued use of our website or services after changes constitutes acceptance of the updated Terms.

11. Contact

For questions regarding these Terms, contact us via the form at index.html#contact or at our address listed above.